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Keep more of your benefits

Do you worry that you might lose your monthly benefit from the Social Security Administration (SSA) if you return to work or earn more? Do you want to try a simpler approach in reporting your earnings to SSA? Find out how you can change the way you report your earnings and potentially keep more of your Social Security Disability Insurance benefits with POD, a new SSA project.

Learn more about POD

The Social Security Administration (SSA) is contracting with Mathematica Policy Research and Abt Associates to conduct a new study called POD for beneficiaries who receive Social Security Disability Insurance (SSDI). If you work or want to work, you might find POD attractive because it uses new rules to adjust your benefits for earnings and impairment related work expenses (IRWEs), potentially allowing you to keep more of your benefits. POD also uses simpler rules for reporting earnings to SSA. SSA will randomly assign SSDI beneficiaries who volunteer for POD into one of three groups. Beneficiaries assigned to the two new POD rules groups will be eligible for the POD benefit adjustment and the simpler rules for reporting earnings. Beneficiaries assigned to the SSA current rules group will follow SSA’s current rules just like they did before agreeing to participate in POD.

Check the map and lists below to see which states and counties are participating in POD.

US Map
State Counties
  • Alabama
  • All counties
  • California
  • Los Angles, Orange, San Diego
  • Connecticut
  • All counties
  • Maryland
  • Anne Arundel, Baltimore, Harford, Howard, Montgomery, Prince George’s
  • Michigan
  • Clinton, Eaton, Genesee, Ionia, Kent, Lapeer, Shiawassee
  • Nebraska
  • Adams, Buffalo, Douglas, Hall, Lancaster, Sarpy
  • Texas
  • Bell, Bexar, Collin, Comal, Dallas, Denton, Ellis, Harris, Hays, Johnson, Kaufman, Montgomery, Parker, Tarrant, Travis, Williamson
  • Vermont
  • All counties

The new POD rules will allow you to keep some of your benefits when your earnings are high enough that you would otherwise lose your benefits under current SSA rules. If you discover that current SSA rules are better for you, you can switch back at any time.

You could benefit from new POD rules if you plan to regularly earn more than $1,200 a month for longer than a year. If you are blind, you could benefit from POD if you plan to regularly earn more than $2,000 a month for longer than a year.

See Understanding the new POD rules and How earnings from work affect benefits or call the POD call center at 1-888-771-9188 and choose option 1 to learn more about how the new POD rules could affect your benefits.

LucyLucy earns less than $1,170/month. JoeJoe earns more than $1,170/month. MariaMaria has impairment-related work expenses. RabiahRabiah receives both SSI and SSDI benefits. AndreAndre is self-employed. SteveSteve is blind.

Or create your own scenario with the POD calculator


Learn more about how POD works and how to participate.

Learn more about POD

Already participating in POD? Review information for POD participants.